Last updated: October 27, 2025
By accessing our website and using "The 5-in-1 Upgrader's Financials Crystal Clear" (the "Service"), you agree to these Terms of Service.
1. Use of the Service: The Service is provided for personal, non-commercial, and informational purposes only. You agree not to use the information as a substitute for professional financial or legal advice.
2. No Guarantee of Accuracy: All content, calculations, and estimates (including those provided in the calculator and during the "Roadmap Call") are provided on an "as is" and "best-effort" basis. We make no representations or warranties about the accuracy, reliability, or completeness of this information. The terms "Exact Numbers" and "Safely Afford" are illustrative and not a literal guarantee of financial outcomes.
3. No Financial Advice: Elfi Abdullah is a real estate salesperson and not a licensed financial advisor or mortgage banker. All information provided, including during the "Roadmap Call," is for educational and general informational purposes only.
4. Limitation of Liability: You are solely responsible for any financial or real estate decisions you make. We shall not be liable for any damages or losses arising from your use of, or reliance on, the Service or any information provided.
5. Governing Law These terms are governed by the laws of the Republic of Singapore.